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Picture
📱 Does technology drive or hinder growth?

Sharpfokus Brief – August 22, 2025

👉 Tech promised growth — Indonesia shows the opposite.

Before 2011
• Yahoo Messenger, Nokia, then BlackBerry for emails.
• Indonesian nominal GDP grew above 20% a year.
• Consumption was 60% of GDP.
• LQ45 index surged from 200 to 700.

Post 2011
• iPhone, Facebook, Instagram, LinkedIn, online shopping, cloud, AI, Airbnb, influencers, nomads, cashless.
• Nominal GDP slowed to just 5–7% a year.
• Consumption shrank towards 50% of GDP.
• LQ45 index barely moved, from 700 to 800.

Conclusion
Perhaps technology hasn’t really boosted growth.
Time to go old school: cashflow.

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Data, not advice

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🧀 KEJU.jk — Fully matured
• CFROA: 21%
• Market: 22%
• Shares YTD: –35%

⸻

📱 Apakah teknologi mendorong atau menghambat pertumbuhan?

Sharpfokus Brief – 22 Agustus 2025

👉 Teknologi dijanjikan untuk mendorong pertumbuhan — Indonesia justru menunjukkan sebaliknya.

Sebelum 2011
• Yahoo Messenger, Nokia, lalu BlackBerry untuk email.
• PDB nominal Indonesia tumbuh lebih dari 20% per tahun.
• Konsumsi mencapai 60% dari PDB.
• Indeks LQ45 naik dari 200 ke 700.

Setelah 2011
• iPhone, Facebook, Instagram, LinkedIn, belanja online, cloud, AI, Airbnb, influencer, nomad, cashless.
• Pertumbuhan PDB nominal melambat hanya 5–7% per tahun.
• Konsumsi turun mendekati 50% dari PDB.
• Indeks LQ45 nyaris tidak bergerak, dari 700 ke 800.

Kesimpulan
Mungkin teknologi tidak benar-benar mendorong pertumbuhan.
Saatnya kembali ke dasar: arus kas (cashflow).

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Riset gratis mingguan
🧀 KEJU.jk — Sudah matang sepenuhnya
• CFROA: 21%
• Market: 22%
• Saham YTD: –35%
  • Subscribe to Sharpfokus
  • HTUFS
  • 7Steps
  • Home
  • Introduction to Sharpfokus Course
  • Sharpfokus-lessons-access
  • Sharpfokus Cashflow Course
  • Lesson1-cashflow-profit
  • Lesson2-negative-cashflow
  • Lesson3-free-cashflow
  • Lesson4-cashflow-equity
  • Lesson5-CFROA
  • Lesson6-market-value
  • Example1-cashflow-profit
  • Example2-negative-cashflow
  • Example3-free-cashflow
  • Example4-cashflow-equity
  • Example5-CFROA
  • example6-market-value
  • Sharpfokus-premium-March2025
  • Sharpfokus100
  • Sharpfokus Premium Upgrade
  • March imports steady
  • TOP100
  • App
  • Notes for UI speech
  • Sharpfokus Cashflow Short Course
  • TSLA, electric cars & confidence
  • Not that leveraged after all
  • Cashflow is King speech Wework June 10, 2025
  • Cashflow is King, Wework talk
  • What’s your business worth?
  • Facts alone
  • The crown still fits
  • Where cashflow begins
  • How to make stocks cashflow sooner
  • Cashflow = equity
  • The US bull rolls on
  • Commodity quiet… for now?
  • Back to the future
  • Budget smoke & mirrors
  • Where should tax come from, top or bottom?
  • Could tariffs shift flows from gold to stocks?
  • Does Jamie Dimon subscribe to Sharpfokus?
  • Goldilocks?
  • 10 questions… & the answers
  • Mini hydro, nice idea, low return
  • Top of the Top đź’Ż
  • Back to the future
  • Free markets, by force…
  • ⚡️ 91% cheaper, but bills still rising
  • Seek & ye shall find
  • Meritocracy returns
  • Moya
  • A glance into our portfolio
  • Viral pandemonium
  • The $100 test
  • Regulations & the road to growth
  • $100 test part 2
  • Electricity s(t)hocks?
  • 8% in the 80th
  • Indonesia UK yield gap vanishes
  • When companies outgrow counties
  • Does technology help?
  • MSTR takes the prize
  • Mind the gap, NVDA
  • 30 days harh September
  • Tech: inflation’s last stop
  • Paralel prosperity
  • Gold eternal
  • My Kingdom for a coffee
  • Assembled in India
  • Depositor to lender
  • UNIQ dig, dug
  • Economic progress?
  • GZCO shallow roots?
  • PSAT dropping anchor?
  • Surprise surprise!
  • SCMA fuzzy picture
  • EMTK behind the scenes
  • Palm oil v gold
  • ARTO inverting
  • BMRI on the rebound
  • DLTA thirst quenching cashflow
  • A puff of smoke
  • RAJA hot air?
  • Apple (AAPL) per person
  • TSPC bitter pill
  • MLPT data dream
  • GGRM lighting up
  • Cashflow reality check
  • CBDK flipping
  • Stocks in gold
  • NISP second best bank
  • CPIN two sunny side up
  • LQ45 should inflate
  • DOID still digging?
  • BNLI new star, but cashflow?
  • Patriot bonds? Equity investors do it too
  • MASA over inflated
  • PIPA cashflow starts flowing
  • MKPI solid build
  • The hidden greater depression
  • ELSA medium octane cashflow
  • BIKE low or high gear?
  • Missing out is ok
  • TEBE already dug in
  • Missing out is ok part 2
  • STTP sweet enough?
  • SMDR buoyant
  • MIKA has had some work done
  • Tariffs are good